Reducing your outgoing flow of money in the long run is of course going to be beneficial – but when have you taken it too far?
Continue reading about Cost Benefit Analysis And Savings: When Has It Gone Too Far?
The variable discretionary expense is the bane of your financial health.
Continue reading about Variable Discretionary (V/D) Expenses
The variable expense column often holds the bulk of your expenses, especially for those new to budgeting and finances.
The fixed discretionary expense category is generally the smallest in the expense grid.
F/N Expenses make up the largest square of the expense grid.





