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	<title>Comments on: Five Credit Myths You Should Be Aware Of</title>
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		<title>By: Benjamin</title>
		<link>http://financialhealthguy.com/2009/12/five-credit-myths-you-should-be-aware-of/comment-page-1/#comment-493</link>
		<dc:creator>Benjamin</dc:creator>
		<pubDate>Fri, 11 Dec 2009 18:15:26 +0000</pubDate>
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		<description>Great post on credit myths. The biggest myth I come across is #1. Everyone needs to check their credit at least once a year. 

It should be noted that http://www.annualcreditreport.com is good for checking your report for inaccuracies and identity theft, however, it will do very little to tell you your creditworthiness.

There is a reason why they are free. Check out this post for some more information on free credit reports. http://www.720creditguru.com/2008/credit-scores/why-free-credit-reports-are-worth-what-they-cost/</description>
		<content:encoded><![CDATA[<p>Great post on credit myths. The biggest myth I come across is #1. Everyone needs to check their credit at least once a year. </p>
<p>It should be noted that <a href="http://www.annualcreditreport.com" rel="nofollow">http://www.annualcreditreport.com</a> is good for checking your report for inaccuracies and identity theft, however, it will do very little to tell you your creditworthiness.</p>
<p>There is a reason why they are free. Check out this post for some more information on free credit reports. <a href="http://www.720creditguru.com/2008/credit-scores/why-free-credit-reports-are-worth-what-they-cost/" rel="nofollow">http://www.720creditguru.com/2.....they-cost/</a></p>
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