Many of you may know that Benjamin Franklin is said to have coined the phrase “A penny saved is a penny earned.” He actually had quite a lot to say about compound interest. But, as it turns out, a few other founders of the United States of America had something to say on the subject of finance, too.
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This year – 2009 – officially marks the 35th anniversary of the inception of the IRA, or Individual Retirement Account. Though these savings and investment vehicles have changed dramatically over the years, the fundamental principle is the same: preferred tax treatments as an incentive to save for retirement.
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The Rule of 72 is a fantastic medicine in your financial health kit. One of the most common calculations people are interested in doing is figuring out how long it will take for their money to double, and this is a great way to do it quickly and with ease.
Spare change can be a much more powerful tool in the financial arsenal than most people think.
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Ben Franklin is famously quoted as describing compound interest as “the eighth wonder of the world.” It is one of the fundamental principles of investing and should be a finance tool that everyone utilizes for maximum effect!
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