Overspending is one of the biggest problems that Americans have faced in the last few years, and it often occurs because of the ease by which we can get credit.
Continue reading about The Problem With Credit: Don’t Rent Your Money
As you read in Expense Logging Analysis Part One, the money you spend falls into four distinct categories: F/N, F/D, V/N, and V/D. The question now is what to do with this information!
Continue reading about Expense Logging Analysis Part Two: Using The Expense Grid
The variable discretionary expense is the bane of your financial health.
Continue reading about Variable Discretionary (V/D) Expenses
The fixed discretionary expense category is generally the smallest in the expense grid.
