Overspending is one of the biggest problems that Americans have faced in the last few years, and it often occurs because of the ease by which we can get credit.
Continue reading about The Problem With Credit: Don’t Rent Your Money
For the past week or so we have been discussing the use of budgeting as a tool for you financial health. Using a budget lets you not only track what you earn and what you spend, but then to make the most of every one of your dollars. Use your trends to determine the best ways to save money.
Continue reading about Noticing Your Trends (Or Setting Yourself On Fire)
In this installment during budget week, we are going to go through how to set up a monthly budget so that you can see where your money goes and figure out how you can cut down.
Now is a great time to examine your expense log. If you’ve been following along with the expense grid system, you have been tracking all of the money you spent for the last month or two.
Continue reading about Expense Logging: March Example Analysis
As you read in Expense Logging Analysis Part One, the money you spend falls into four distinct categories: F/N, F/D, V/N, and V/D. The question now is what to do with this information!
Continue reading about Expense Logging Analysis Part Two: Using The Expense Grid
