Financial health is always a concern. Given the current economic climate, retirement is not as stable as many people had hoped, and more and more people approaching retirement age are becoming concerned with their retirement income. Though stocks and investments have recently done poorly for many, those not wishing to be left with a minimum [...]
Continue reading about Three Ways to Increase Your Retirement Income
home is the single most expensive thing most people will ever purchase. In addition, paying off a home loan can take as long as forty years and will involve paying an amount of interest that exceeds the cost of the house itself.
This year – 2009 – officially marks the 35th anniversary of the inception of the IRA, or Individual Retirement Account. Though these savings and investment vehicles have changed dramatically over the years, the fundamental principle is the same: preferred tax treatments as an incentive to save for retirement.
Continue reading about More Important Than Ever: Happy Birthday to the IRA
Accepting responsibility for your own finances gives you the power to change your financial health for the better. It must be your own force of will that does so, but knowing that it’s on you makes all the difference in the world. Use your creativity and abilities to make the best of it!
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For the past week or so we have been discussing the use of budgeting as a tool for you financial health. Using a budget lets you not only track what you earn and what you spend, but then to make the most of every one of your dollars. Use your trends to determine the best ways to save money.
Continue reading about Noticing Your Trends (Or Setting Yourself On Fire)
In this installment during budget week, we are going to go through how to set up a monthly budget so that you can see where your money goes and figure out how you can cut down.
Now is a great time to examine your expense log. If you’ve been following along with the expense grid system, you have been tracking all of the money you spent for the last month or two.
Continue reading about Expense Logging: March Example Analysis
