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The next step is to use the information you acquire from your expense log in order to better how you spend money. By planning your expenditures and having the discipline to stick with a plan you can vastly increase your personal financial health.
Continue reading about Expense Logging Breakdown, Part One: Secondary Categories
The variable discretionary expense is the bane of your financial health.
Continue reading about Variable Discretionary (V/D) Expenses
The variable expense column often holds the bulk of your expenses, especially for those new to budgeting and finances.
The fixed discretionary expense category is generally the smallest in the expense grid.
F/N Expenses make up the largest square of the expense grid.