Tracking
As you read in Expense Logging Analysis Part One, the money you spend falls into four distinct categories: F/N, F/D, V/N, and V/D. The question now is what to do with this information!
Continue reading about Expense Logging Analysis Part Two: Using The Expense Grid
The variable discretionary expense is the bane of your financial health.
Continue reading about Variable Discretionary (V/D) Expenses
The variable expense column often holds the bulk of your expenses, especially for those new to budgeting and finances.
The fixed discretionary expense category is generally the smallest in the expense grid.